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Pssst. You might be using your credit cards wrong, and here’s why. There’s a smarter, more strategic way to swipe that plastic. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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